Top 5 best travel insurance for 2023

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Travel Insurance policies


Tourism in India is booming. Post pandemic the industry has been witnessing a surge and people are being travelling like crazy. The industry in India is about 122 billion US dollars. India has remarkably improved it travel and tourism industry and easy of travel abroad for Indian are also make possible by the Government diplomatic relationships. 
One most important factor that most of the travel must consider now a day is about travel insurance during travelling too abroad. The dilemma of what insurance to buy and how it will be benefiting the travelers are still lots don't know about. The important factors that most of the travelers need to consider before buying an insurance are as follows: 

Top 5 best travel insurance for 2023 for Indians


A. Medical Expenses and Loss:

A travel insurance plan should cover medical expenses and baggage lost claims. The insurance also should cover emergency medical transportation and trip cancellation.

B. Flight/Train Changes

Unfortunate can always happens, if you are planning to fly or take a train make sure your travel insurance covers these changes.

C. Coverage and Claim Limits

The insurance should cover all the essential for your travel plans. If you are travelling to a volcanic eruption region, make sure your insurance covers that too.

D. Trip Cancellation

If the time is limited for your trip, make sure that the insurance gives you all the features of you cancellation. 


1. Care International Travel Insurance


Features:
Medical insurance availability
Covid-19 coverage

2. Tata AIG Travel Gaurd

Features:
Single-trip and multistrip policy
Medical insurance availability
Covid-19 coverage
Cancellation Cover
Coverage and claim limits 


3. Apollo Munich Travel Insurance


Features:
Single-trip and multistrip policy plan
For individuals, families and senior Citizens
Medical coverage availability
Cancellation coverage
Luggage loss claim


4. Religare Travel Insurance


Features:
Single-trip and multistrip policy
Medical coverage
Cancellation Coverage
Home buglary insurance coverage
Coverage against loss of passport 


5. Bajaj Allianz Travel Insurance


Features:
Medical coverage insurance availability
Covid-19 coverage
Cancellation Coverage
Coverage of travel via public vehicles like buses, trains, airplanes and private vehicles

6. HDFC ERGO Travel Insurance


Features:
Theft and luggage coverage
Medical coverage
Emergency dental expense coverage
Offers daily cash allowance during emergencies.

Travel insurance companies


Insurance doesn't cover all financial losses during travel for any reason. There are few factors that doesn't come under the coverage of a travel insurance plan - 

Financial protection if travelling for medical reasons.
Pregnancy
Adventure sports
Suicide
Losses are caused while travelling under some influence.

I have curated some of the best travel insurance policies and companies available in India for Indians to travel aboard. Please comment if you have better plan that I haven't covered here.   

Location: Los Angeles, CA, USA

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